Here's an Update (INSURANCE)

Hello everyone, hope all are doing well. I received the following update regarding our new insurance policy on Sunday but wasn't able to address it until now.

It appears that there were a couple of question about the policy that needed to be answered before it could be approved.

• Are the off-premises activities of ATV’s & Side by Sides covered under this policy?  If no, Would the policy defend the Club if a lawsuit is received

• What is Exclusion ( Athletic Participants) Description of Operations: Any/All Athletic Activities – Does this exclude all exposures of the ATV”s & Side by Sides? And does this mean there would be no defense coverage because of the exclusion

We are hoping to get a reply in the next couple of days. Hope and pray that this comes together for the club.

INSURANCE UPDATE 8-19-24

           Just wanted to give another update, we have three companies trying to come up with something for us however there is only one company that I think will actually be able to. They recently insured Highmarket club and Saint Lawerence county, which are both in NY. They are preparing a detailed quote for us to review and already negotiated the price per landowner down by 50%. because we have so many. I have high hopes and we should have a answer this week, we realize most of the prime riding season has gone by and we have been discussing what we can do to be fair with dues for not being able to ride. If we can not get insurance there will be 100% refund, if we are able to get insurance we will figure out something to be fair with everyone.

Thank you

Jon W.

INSURANCE UPDATE

Once again at the monthly meeting the topic that has been the center of attention is the clubs insurance status. As of this past Monday we still haven't secured a policy. We did however get a glimmer of hope from a company that our President has been working with. If you want all the details, attend our monthly meetings. Long story short, this agent seems to think that he will be able to write the club a policy. The club is waiting for the news which will be coming real soon. Hopefully sooner than later.